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3 Beds
3 Baths
2,659 sqft

$799,000

189 White Oak Trail, Banner Elk NC, 28604

Price per sqft$300.49
Built in1989
Property size2,659 sqft
Property typeResidential
Listing Courtesy of Premier Sotheby's International Realty- Banner Elk

Overview

Active

Listed Oct 21, 2026

Updated 2 days ago

Nestled among the peaceful woods of Valle Crucis, 189 White Oak Trail offers the warmth of a mountain home with space to gather, entertain, and unwind. Offered furnished, this three-level retreat includes a separate guest apartment above a two-car garage, creating a welcoming setting for extended stays and visiting guests. Located in a well-established neighborhood that permits both short-term and long-term rentals, the property offers flexibility as a primary residence, personal getaway, or rental investment. Vaulted ceilings, exposed wood beams, and a large stone fireplace give the open-concept great room its inviting mountain character. Gather around the dining table with seating for eight beneath upgraded lighting, or settle into the cozy reading nook framed by custom cabinetry. The spacious kitchen features granite countertops and stainless steel appliances, while a generous walk-through pantry provides abundant storage and leads to the laundry room. A conveniently located half bath completes the main level. Upstairs, a bright bedroom with a skylight, full bathroom, and game room offer comfortable space for guests and entertainment. The lower level provides a quieter place to recharge, with the primary bedroom, a spacious updated bathroom featuring double vanities, and a walk-in closet. An additional bedroom outfitted with a triple bunk bed and a separate sitting room provide even more room to spread out. Two levels of decks invite you to enjoy the wooded surroundings, whether you’re starting the morning with coffee, relaxing with a book, or gathering after a day of mountain adventures. Above the two-car garage, the separate guest apartment features a den, full kitchen, bedroom, and full bathroom, allowing guests to enjoy their own space while remaining close by. The garage offers convenient parking and storage for outdoor equipment and seasonal gear. The exterior was painted in August 2023, and the interiors have been painted within the past few years. A metal roof and gutters complement the home’s wooded mountain setting. From skiing and snowboarding to hiking, fishing, rafting, shopping, and dining, the High Country’s favorite experiences are within easy reach. Return home to the quiet of Valle Crucis and enjoy a furnished mountain retreat designed for memorable stays in every season.

$5,316/mo

Est. mortgage payment based on a $799,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
264931

Interior Features

Bedrooms
3
Bathrooms
3
Fireplace
Yes
Heating
Yes
Basement
Yes

Exterior Features

Lot Size
1.8 Acres

Other Property Details

Taxes
$2,468
Tax Frequency
Annually
Association Fee Frequency
Yearly
Garage
Yes
View
Yes

 

The information from this search is provided by the High Country Association of REALTORS, Inc. Please be aware that not all listings produced from this search will be of this real estate company. All information is deemed reliable, but not guaranteed. Please verify all property information before entering into a purchase. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. This data is up-to-date as of 4:50 AM UTC 10/22/2026. For the most current information please contact Robin Lineberger Stykes at [email protected].

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